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516-750-0392
Mobile Home Industry
Growth in the
As of 2020, approximately 20 million Americans live in mobile homes. This number reflects the growing demand for affordable housing options. It's estimated this number will grow annually by 10% for the next 15 years. The challenge becomes having enough mobile home parks to sustain this growth and provide borrowers with a reputable source of financing.
The high demand for affordable housing is a significant challenge for many low-income households and retirees. Despite higher interest rates, mobile homes are an affordable housing option for those on a limited budget and many borrowers are willing to pay the monthly amount, as it fits within their budget and allows them to maintain their homes.
The rising cost of renting apartments has made mobile homes an attractive option for those seeking affordable housing.
The gap between the cost of renting an apartment and owning a mobile home is closing, and owning a mobile home can provide residents with the opportunity to build equity over time.

Embrace the Change
Keyhole Connect offers unique financing options to borrowers looking to finance homes in their communities.
Below are some of the reasons mobile home parks love working with us:
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Financing any type and year of mobile home
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Financing mobile homes from $15,000 up to $150,000
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Repayment terms from 5 to 10 years
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Closing is all "digital" and takes approximately 3-4 weeks
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We treat you like customers, not numbers
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We keep in constant communication with park management
A Simple & Quick Process

1
Park Application
The first step is to select your mobile home, fill out the park application and contact us to continue the borrower process.
2
Borrower Application
The next step is filling out the borrower application that goes to ourunderwriter, who makes sure you're able to afford living in the community
3
Close the Deal!
Once approved by the park and underwriter, the borrower and lender sign the Mobile Home Agreement and the deal is complete.
Invest in a Change
Our financing program relies on investors who finance mobile homes on a loan-by-loan basis. All investors receive a specific internal rate of return (IRR) for each loan and are paid on a quarterly basis.
Our comprehensive servicing of the loans means our investors never have to do a thing.
The biggest advantage of our financing program is our "Personal Park Guarantee" that ensures should the borrower ever default on their loan, the park owner will take over the loan. With returns between 8% to 11%, investing in our mobile home financing program offers competitive returns, while also providing peace of mind with the personal park guarantee.
The following table are examples of some of our loans.
*The IRR is calculated after incorporating our broker fee and does not include our monthly servicing fee of $25. Our monthly servicing fee includes; sending out monthly statements, receiving and distributing funds to investors quarterly, year-end interest reporting and all communication with the borrower. You don't have to do anything, but collect your funds on a quarterly basis.
Why Park Owners & Investors
Love our Personal Park Guarantee

One of the biggest reasons park owners love working with us is our Personal Park Guarantee. This agreement ensures that NO mobile home EVER leaves their park!
If the borrower ever defaults on their loan, the park owner takes over the loan and either pays the remaining balance or continues to make the borrower's monthly payments. When this happens, the park owner evicts the borrower, refurbishes the home and gets to sell it all over again.
Investors love our program not only for the terrific returns, but for the personal guarantee that comes with it.

Frequently Asked Questions

Financing Options That Work.
It's Time for a Change.
